Joanne Safo

Non-Executive Director

Term of Office: Joanne joined the Board in November 2025

Independent: Yes

Skills and experience:

With nearly two decades in the insurance sector, Joanne’s career is rooted in data, technology and change management. She has held prominent roles, including at Munich Re, leading international teams across multiple markets, and is the Founder and CEO of Lukango, an InsurTech focused on making insurance simpler and fairer for small businesses. She also sits on the board of InsurTech UK. She is passionate about innovation and inclusion, working to ensure financial services are accessible and equitable for all.